Thursday, April 16, 2009

What is the phone number you can call to receive a free annual credit report?

I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few years ago over the phone and I got it in the mail for free and I am tring to do this again.


ChoicePoint Message Center

P. O. Box 105179

Georgia 30348-5108

Telephone: 1-800-456-6432

http://www.freeannualcreditreporttoday.com/annual-credit-reports/where-to-find-free-online-credit-reports.htm http://answers.yahoo.com/question/accuse_write?qid=20080406094502AA22znT&kid=GIYsM028KFDBKoQzeAje&s=comm&date=2009-01-09+10%3A13%3A14&.crumb=

From the site Free Annual Credit Report.

To Request your Credit Report by Phone:

Call 1-877-322-8228

You will go through a simple verification process over the phone.

Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery.

Getting your credit report directly from Choice Point IS NOT FREE. They require you to give them a credit card and they enroll you in their BS "credit monitoring" program and if you don't cancel it after a certain amount of time, they will bill your credit card.

Use the Federal Trade Commission's website to get your free credit report from each of the 3 credit reporting agencies: https://www.annualcreditreport.com

I'm still totally amazed at people who answer this question incorrectly. Is it just ignorance? Or spam?

FreeCreditReport does NOT give out free reports. I never even heard of that other company...just another of the scam sites trying to cheat people.

Please go to http://www.annualcreditreport.com as this is the ONLY TRUE government mandated site where you can get your report.

Telephone: (877) 322-8228

Online: http://www.annualcreditreport.com

* By mail. Print out the order form here:

https://www.annualcreditreport.com/cra/requestformfinal.pdf

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